The government, the media, the banks, the unscrupulous traders, “teach” us how to live our lives.
Banks offer different cards and all you have to do is sign. The bank offers you loans on “affordable” terms, in installments, they allow you to get into debt even in the minus, you only marble the goods, while you do not have the money.
The cost in this case is greater than you earn. In this way you get into debt and are forced to pay for the rest of your life. Banks, through these cards, impoverish the poor even more.
Many people think that by taking out loans, they can solve their problems. They feel happy when they get a loan for a TV, a car, or any other household appliance, without thinking that these decisions have a cost over their real value.
In fact, they pay more for their credit. Banks through these cards, through loans, through high interest rates they receive, achieve unimaginable wealth. All this enormous wealth and all the costs of its maintenance are the burden of the citizens.
You think you did the right thing when you got the loan. In fact, you are in a state of financial chaos because you have taken out a loan – more than your promises promise, you have failed to control your money and spend more than your financial means allow.
Financial intelligence is not measured by how much money you make, but how much money you save, how much that money is worth to you and to future generations.
You are willing and able that your financial intelligence is what it is. You are the one who manages your finances as you think and as much as you know.
It’s time to dump her and move on.
The problem is not just how much you earn, but how much you spend, how much you save. We think about how to earn as much as possible. But the truth is, the more you earn, the more you spend.
If you have more money, extra money from the salary, you do not calculate that money, you do not think to save it, you spend unnecessarily. The truth is that the extra money that comes suddenly does not save them but goes and spends without thinking much, for example buying a car.
The desire is to buy the most expensive car. To buy a more expensive car you need extra money, so go and get a loan / debt. That way, you’ll need to keep paying for the car, so you’ll still be in debt (if you hadn’t earned extra money, you wouldn’t be in debt!).
From this moment you are financially very bad, your condition is much worse than you think. Extra money is the reason you make decisions to buy a car. The best was your financial situation before you earned extra money.
In our society it is normal to spend all the salary we earn. If you depend on salary, you spend it all, and you may not be able to afford basic necessities. There is even worse! Some people go even further. They spend the money they haven’t earned, and then it’s normal for it to be reflected in nervousness, family quarrels. Uncertainty about the financial future
